Over 20 Years in Trusted Service

Complete the survey to get access to a nationwide network of dealer and lender partners. Join the millions of people who have been helped by getting financing for a car no matter their past credit history. Over 20 years track record helping people with all types of credit get into the cars they want by helping them get the financing they need!

Consumers who experienced speed bumps in the past deserve a second chance. We understand that affordable car loans are important to to a family's need for transportation. You can be rest assured that you have a team on your side working hard to provide you and your family the car loan you need.

Fast, Free & Easy

  • Only 3 Minutes to Apply Online 
  • Get Qualified in just 24 hours
  • Get a Response Immediately in Your Email
  • No cost to apply, no obligation

All Credit Accepted

  • Bad Credit & No Credit Accepted
  • Bankruptcy
  • Repossession
  • Divorce

Safe & Secure 

  • Secure & Safe Online Processing
  • Auto Credit Express has been around since 1999 and is currently has an A+ Rating with the Better Business Bureau since 2004

What are the average financial terms?

The term of your loan determines how long you will have to make payments until it is paid off. Most lenders offer duration of 36 months to 72nder will offer you a loan with a term of 36 to 72 months.

This gives you 3-6 years to pay off the price of the car including interest. Interest rates and terms do fluctuate and can vary. Some factors included in that variance include your deposit and credit score.

The duration of your loan will also effect your interest rate and monthly payment. The higher the term, the higher theinterest rate, but the monthly payment will be lower. The Annual Percentage Rate (APR) range is 3.49+ % and the average interest rates are below:

36 Mo.: 3.71%
48 Mo.: 3.81%
60 Mo.: 3.93%
72 Mo.: 3.78%